Today’s Smart Money Question:
(Click the featured times below to jump forward in the episode)
Here Are Just A Handful Of Things You’ll Learn:
In the past three or four weeks, we’ve had several clients and potential clients ask us about long-term care. This is a subject that most people want to avoid
“I can’t tell you how many times I’ve heard, ‘Just take me out back and put a bullet in my head,’” said Matt.
The reality is that long-term care is something you should address and plan for. You need to find out what your options are if you have to buy an insurance policy. You want to know what the expense is and what the coverage is.
If you are going to pass the financial responsibility onto a third-party company, there’s going to be a cost, and it won’t be cheap.
We’ll also touch on some of the following topics:
- Hybrid policies
- Paying premiums
- How to self-insure
- Why premiums won’t stay stagnant
Listen to the full episode or use the timestamps below to jump to a specific section.
3:10 – The subject no one wants to talk about
8:48 – Hybrids
12:25 – Paying a premium
14:47 – Expense policy
15:50 – Self-insured
17:13 – Premiums won’t stay stagnant
“Long-term care – I know this is the subject that nobody ever wants to talk about.”
-Matt Hausman
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